Founded in 1946, UFG is based in Cedar Rapids, Iowa, and offers insurance protection for people’s businesses, homes, vehicles and lives. Operating through a network of independent agents, we provide insurance protection to individuals, businesses and organizations. Our complete line of products includes commercial insurance, personal insurance, life insurance and surety bonds. We are licensed as a property and casualty insurer in 46 states, plus the District of Columbia, and as a life insurer in 37 states. Our products are marketed principally through our home office in Cedar Rapids, Iowa, and four regional locations: the Denver Regional Office in Westminster, Colorado; the Gulf Coast Regional Office in Galveston, Texas; the East Coast Regional Office in Pennington, New Jersey; and the West Coast Regional Office in Rocklin, California. Other offices are maintained in New Orleans, Louisiana, and Lock Haven, Pennsylvania. Founded in 1946 as United Fire & Casualty Company, UFG writes property and casualty insurance, life insurance, and sells annuities through its insurance company subsidiaries. UFG is licensed as a property and casualty insurer in 46 states, plus the District of Columbia, and is represented by approximately 1,200 independent agencies. The United Fire pooled group is rated "A" (Excellent) by A.M. Best Company. Our subsidiary, United Life Insurance Company, is licensed in 37 states and represented by approximately 1,300 independent life agencies.