Completes branch currency ordering, and maintain negotiable inventory
Effectively uses available resources for problem resolution, which may involve analysis of information received from Loan Processing, Deposit Operations, ATM, Reconcilement, Loss Management or Financial Intelligence Unit or other internal Santander departments
Functions as the ATM Custodian, to include balancing
Functions as the Vault Custodian
Markets a full range of consumer and small business banking services to existing and potential customers through proactive techniques such as lobby leadership, outbound telemarketing calls, marketing campaigns, or in banking center events
Participates in telemarketing and other banking center calling and marketing initiatives
Performs sporadic cash counts for ATM and Service Associates
Provides a variety of transactions for customers, including typical consumer transactions i.e., cashes checks and processes checking and savings account withdrawals and balancing duties, etc. while seeking opportunities
to develop customer relationships and identify sales opportunities; utilizes basic sales techniques to deepen existing customer/prospect relationships
Researches and resolves account problems in conjunction with branch management
Utilizes sales techniques to uncover customer needs and match to the organization's products and services; sells a full range of consumer and business products/services such as deposit accounts, loans, credit cards, and safe deposit boxes to meet or exceed established sales goals to support overall sales objectives
3-5 years; Experience in customer service, sales, call center and/or cash-handling along with branch operations experience
Ability to function in a team environment
Ability to interact with customers, partners, vendors and team members in a professional and personable manner
Ability to maintain and balance a cash drawer
Ability, motivation and preference to succeed in a goal-driven environment
Basic knowledge of small business, mortgages, and lending services a plus
Basic understanding of personal finances and concept of budgeting
Comfortable making outreach calls to consumer or business customers and/or prospect
Comfortable with technology & i.e. smartphones, ipads, online banking, remote deposit capture, ATM deposits, etc
Decision-maker with well-developed interpersonal skills
Detail oriented and ability to follow established policies and procedures
Excellent verbal and written communication skills
Good organizational skills
Passion for customer service and helping people
Self-motivated with a demonstrated aptitude and desire for sales achievement
Strong commitment to personal growth, learning and success
Superior customer relationship building skills
Minimal physical effort such as sitting, standing, and walking
Addresses customer’s requests, ensures concerns are recorded accurately and action is initiated appropriately
Makes extra effort to satisfy customer’s needs and meet commitments
Assesses problem situations and initiates effective interventions that result in customer satisfaction
Takes time to develop and maintain relationships with customers
Builds and maintains one’s network of contacts and resources and knows who to involve in problem resolution
Communicates in a timely and straightforward manner
Probes for additional information, clarifies assumptions and confirms agreed-upon actions
Keeps everyone involved informed about progress and issues
Creates a good working environment in the team; works towards shared goals contributing ideas and accepting change
Provides assistance and coaches less experienced team members
Follows through to meet commitments to others
Takes responsibility for achieving strong results, despite balancing multiple complex demands
Understands rationale for change and adjusts schedules and tasks to make things work
Anticipates and plans for changes in work schedules and assignments
Understands the relevant products and services and the markets in which they are sold and their risk return to the organization
Can identify and speak to major operational issues across the organization
In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application