Mortgage Loan Purchase Spec 3 - Hopkins, MN
U.S. Bank Mound, MN 2019-07-09Mortgage Loan Purchase Spec 3 - Hopkins, MN-190018095
At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Receives and purchases loans from third party lenders. Reviews loans to ensure compliance with bank, regulatory and investor guidelines and customer service standards and determine acceptability. Communicates with lenders, staff, title companies, etc. to resolve outstanding items in order to obtain all necessary documentation and ensure completeness and accuracy. Delivers loan packages in a timely manner to Secondary/Pooling Unit for sale on Secondary market. Packages and submits government loan files to HUD/VA for insurance/guaranty. Prepares required disclosure information within designated time frames ensuring compliance with all regulations.
Qualifications
Basic Qualifications
Preferred Skills/Experience
- High school diploma or equivalent
- Three to five years of experience in mortgage industry, or other relevant experience
Preferred Skills/Experience
- Advanced knowledge of loan processing, closing and funding policies and procedures
- Ability to identify and resolve exceptions and to interpret data
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Strong data entry and mathematical skills
- Excellent verbal and written communication skills
- Proficient computer skills, especially Microsoft Office applications
Job Operations
Primary Location Minnesota-MN-Hopkins
Shift 1st - Daytime
Average Hours Per Week 40
